Understanding FHA Loan Maximum Sales Price: A Detailed Guide
The FHA loan program does not have a "maximum" sales price, just a
maximum loan amount. The maximum insurable FHA mortgage is based on
the appraised value or sales price, whichever is lower.
The maximum FHA loan amounts are set annually by Congress. The
maximum loan amounts can vary by US county. The FHA minimum down
payment is 3.5%.
So, what is the maximum sales price without laying out a larger down
payment? In other words, what is the total sales price with the
minimum down payment? Last updated 1/2024
One-Family | Two-Family | Three-Family | Four-Family |
---|---|---|---|
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$548,187 | $701,762 | $848,290 | $1,054,197 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$548,187 | $701,762 | $848,290 | $1,054,197 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$548,187 | $701,762 | $848,290 | $1,054,197 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$548,187 | $701,762 | $848,290 | $1,054,197 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$548,187 | $701,762 | $848,290 | $1,054,197 |
$1,128,808 | $1,445,363 | $1,746,995 | $2,171,192 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
$489,150 | $626,321 | $757,021 | $940,829 |
SOURCE: FHA Mortgage Limits