What is the Pennsylvania median income by county for 2022?

Income tax graphicEach spring, HUD establishes the new income limits (May or June typically). The following chart is based on the 2021 PA county data.

Many Pennsylvania banks provide "special financing" to first-time home purchasers whose family income is at or below the county median income level.

The reason is because of the Community Reinvestment Act (CRA). The CRA mortgage programs are targeted to low to moderate income borrowers/households. Each bank's program is different and it might be worth a little time to see if you can arrange special financing for your home if your income falls below the income limits below.

Some banks may provide a reduced down payment, a lower loan rate, cheaper closing fees, or even grant money. Understand that household income refers to the income of ALL members of the family who will live in the property after closing, not simply the names on the mortgage. So, if your children earn money, it counts as "home income." If Grandma will live with you and gets social security, a pension, or other benefits, that is part of it as well.

Many banks will also allow homebuyers to participate in CRA mortgages if they buy a house in a low to moderate-income neighborhood.

County NameMedian Area Income1 person2 person3 person 4 person5 person6 person7 person
Adams County80,50045,65052,20058,70065,20070,45075,65080,850
Allegheny County84,80047,50054,30061,10067,85073,30078,75084,150
Armstrong County70,10038,15043,60049,05054,45058,85063,20067,550
Beaver County84,80047,50054,30061,10067,85073,30078,75084,150
Bedford County62,30036,50041,70046,90052,10056,30060,45064,650
Berks County82,20046,05052,60059,20065,75071,05076,30081,550
Blair County70,10038,15043,60049,05054,45058,85063,20067,550
Bradford County67,00037,55042,90048,25053,60057,90062,20066,500
Bucks County94,50052,95060,50068,05075,60081,65087,70093,750
Butler County84,80047,50054,30061,10067,85073,30078,75084,150
Cambria County65,50036,70041,95047,20052,40056,60060,80065,000
Cameron County58,50036,50041,70046,90052,10056,30060,45064,650
Carbon County81,90045,85052,40058,95065,50070,75076,00081,250
Centre County87,90049,25056,25063,30070,30075,95081,55087,200
Chester County94,50052,95060,50068,05075,60081,65087,70093,750
Clarion County61,70036,50041,70046,90052,10056,30060,45064,650
Clearfield County60,60036,50041,70046,90052,10056,30060,45064,650
Clinton County64,50036,50041,70046,90052,10056,30060,45064,650
Columbia County75,60038,65044,20049,70055,20059,65064,05068,450
Crawford County66,00037,00042,25047,55052,80057,05061,25065,500
Cumberland County84,90047,55054,35061,15067,90073,35078,80084,200
Dauphin County84,90047,55054,35061,15067,90073,35078,80084,200
Delaware County94,50052,95060,50068,05075,60081,65087,70093,750
Elk County69,80039,10044,70050,30055,85060,35064,80069,300
Erie County65,00038,10043,55049,00054,40058,80063,15067,500
Fayette County84,80047,50054,30061,10067,85073,30078,75084,150
Forest County47,00036,50041,70046,90052,10056,30060,45064,650
Franklin County73,20041,70047,65053,60059,55064,35069,10073,850
Fulton County64,60036,50041,70046,90052,10056,30060,45064,650
Greene County70,30039,35044,95050,55056,15060,65065,15069,650
Huntingdon County62,00036,50041,70046,90052,10056,30060,45064,650
Indiana County65,70036,80042,05047,30052,55056,80061,00065,200
Jefferson County61,60036,50041,70046,90052,10056,30060,45064,650
Juniata County68,20038,20043,65049,10054,55058,95063,30067,650
Lackawanna County70,60039,55045,20050,85056,50061,05065,55070,100
Lancaster County83,00046,50053,15059,80066,40071,75077,05082,350
Lawrence County62,40036,90042,15047,40052,65056,90061,10065,300
Lebanon County76,20042,70048,80054,90060,95065,85070,75075,600
Lehigh County81,90045,85052,40058,95065,50070,75076,00081,250
Luzerne County70,60039,55045,20050,85056,50061,05065,55070,100
Lycoming County72,30038,15043,60049,05054,45058,85063,20067,550
McKean County62,00036,50041,70046,90052,10056,30060,45064,650
Mercer County66,60037,35042,65048,00053,30057,60061,85066,100
Mifflin County57,30036,50041,70046,90052,10056,30060,45064,650
Monroe County81,50045,65052,20058,70065,20070,45075,65080,850
Montgomery County94,50052,95060,50068,05075,60081,65087,70093,750
Montour County78,10043,75050,00056,25062,50067,50072,50077,500
Northampton County81,90045,85052,40058,95065,50070,75076,00081,250
Northumberland County65,70036,80042,05047,30052,55056,80061,00065,200
Perry County84,90047,55054,35061,15067,90073,35078,80084,200
Philadelphia County94,50052,95060,50068,05075,60081,65087,70093,750
Pike County78,70044,20050,50056,80063,10068,15073,20078,250
Potter County59,70036,50041,70046,90052,10056,30060,45064,650
Schuylkill County68,40038,30043,80049,25054,70059,10063,50067,850
Snyder County70,30039,35044,95050,55056,15060,65065,15069,650
Somerset County63,90036,50041,70046,90052,10056,30060,45064,650
Sullivan County64,00036,50041,70046,90052,10056,30060,45064,650
Susquehanna County66,70037,35042,70048,05053,35057,65061,90066,200
Tioga County63,00036,50041,70046,90052,10056,30060,45064,650
Union County73,20041,00046,85052,70058,55063,25067,95072,650
Venango County63,10036,50041,70046,90052,10056,30060,45064,650
Warren County62,30036,50041,70046,90052,10056,30060,45064,650
Washington County84,80047,50054,30061,10067,85073,30078,75084,150
Wayne County71,50040,05045,80051,50057,20061,80066,40070,950
Westmoreland County84,80047,50054,30061,10067,85073,30078,75084,150
Wyoming County70,60039,55045,20050,85056,50061,05065,55070,100
York County81,80045,85052,40058,95065,45070,70075,95081,200