Easy to Use USDA Loan Calculator for PA Home Buyers

USDA logoThe USDA home loan program is a no-money-down mortgage offered by the United States Department of Agriculture.
The USDA program is available to homebuyers in Pennsylvania who want to buy a house in an approved region. The USDA loan is quite similar to the FHA home loan, however the upfront mortgage insurance is cheaper, as is the monthly mortgage insurance. The house seller is allowed to pay a significant portion of the buyer's closing expenses. The USDA loan calculator will calculate the loan amount as well as the monthly payment for a USDA home loan.  If you find a mistake, have a complaint, or wish to make a purchase, please contact me through email. Last updated 1/2022.

  USDA Loan Calculator
  Sales Price  
  Appraised Value  
  Down Payment    
  Acquisition Amount  
  Base Loan Amount      
  USDA Guarantee Fee    
  Total Loan Amount      
  Down Payment  
  Escrow & Prepaid Costs  
  Total Cost To Purchase  
  Earnest Money Deposit      
  Seller Assistance    
  USDA Monthly Payment Calculator
  Principal & Interest    
  Annual Hm Insurance    
  Annual Real Estate Taxes    
  MIP | PMI  
  Condo | Association Fee  

What is a USDA home-loan?

The USDA loan, commonly known as the USDA Rural Housing Loan Program, is a 30-year fixed-rate mortgage for low to moderate-income first-time homeowners.

The property must be in a USDA-approved Pennsylvania region. A down payment is not required for the USDA mortgage loan (100 percent financing plus the guarantee fee). The USDA loan is a zero-down payment mortgage program.  Read more

Special financing from the Pennsylvania Housing Finance Agency (PHFA)

The Pennsylvania Housing Finance Agency offers below-market interest rates to first-time and non-first-time homebuyers who use a USDA home loan to acquire a house. PHFA also provides a loan for down payment/closing costs. . Read more

Read more about USDA home loans at USDALoanPlus.com