Pennsylvania Home Buyer

First Time Home Buyer Information

Here's a collection of home buying pdf's to help you understand home buying

Animated fluorescent bulbsEnergy Saving Tips.pdf
This booklet shows you how easy it is to reduce your energy use at home and on the road.

Interest Only Mortgages.pdf
The interest only mortgage allows you to pay only the interest for a specified number of years. After that, you must repay both the principal and the interest.

Lead Hazards in the Home.pdf
Houses and apartments built before 1978 have paint that contains high levels of lead (called lead based
paint). Lead from paint, chips, and dust can pose serious health hazards if not taken care of properly.

Star illustrationLooking For The Best Mortgage.pdf
Shopping around for a home loan or mortgage will help you to get the best financing deal.

Mold & Mildew.pdf

There is no practical way for you to eliminate all of the molds and mold spores in the indoor environment. But there are many ways to help control moisture and mold growth in your home.

Settlement cost bookletHome Buying Guide.pdf
This guide helps you understand the steps involved in the settlement process. Although the focus here is on settlements for home purchases, much of the guidance will also apply if you refinance a mortgage.

Mortgage Shopping Worksheet.pdf
Nice worksheet to compare lenders.

This Guide answers important questions about radon and lung cancer risk. It also answers questions about testing and fixing for anyone buying or selling a home.

Sample Good Faith Estimate.pdf
The Department of Housing and Urban Development (HUD) began requiring a new and improved Good Faith Estimate (GFE) form on January 1, 2010. You will receive this new cost estimate within 3 days of loan application. Here's a sample.

Settlement Cost Booklet.pdf
The Real Estate Settlement Procedures Act (RESPA) requires lenders and mortgage brokers to give you this booklet within three days of applying for a mortgage loan. RESPA is a federal law that helps protect consumers from unfair practices by settlement service providers during the home-buying and loan process.

USDA logoUSDA Loan FAQ.pdf
Single Family Housing Guaranteed Loan Program (SFHGLP) Lenders/Real Estate Professionals - 25 Frequently Asked Questions

How much does it cost to buy a house in Pennsylvania?

Use the PA mortgage calculator to estimate the down payment, closing costs and monthly payment for FHA, VA, USDA & conventional loans.Closing cost calculator

First time home buyer classes listed by county